Personal Bankruptcy

I am over-indebted. How and where do I file for bankruptcy and initiate bankruptcy proceedings?

• General information personal bankruptcy
• Out-of-court settlement
• Opening of bankruptcy
  • General information on the opening of bankruptcy
  • Bankruptcy petition with advance on costs
  • Bankruptcy petition without advance on costs
• Bankruptcy proceedings (debt regulation procedure)
• Cancellation of bankruptcy (recovery plan, payment plan, absorption procedure with discharge of residual debt, deletion from the bankruptcy file, legal basis)
• Effect of the opening of bankruptcy on contracts
• Liability for third-party debts (general information on liability, liability for debts of spouse, liability for debts after divorce, liability for debts of the children, legal basis)
• Debt counselling services
• Bankruptcy file on the internet

Forms^{German text} on this topic