Pension settlement for the long-term insured
table of content
The following eligibility conditions apply to men born on or after 1 January 1954 and women born on or after 1 January 1959 who wish to claim a pension for the long-term insured:
- Men born on or after 1 January 1954 who can provide evidence that they have been in gainful employment for 540 insurance contribution months are eligible to claim a pension for the long-term insured as of the age of 62.
- The following ages for eligibility apply for women born on or after 1 January 1959:
- Date of birth between 1 January 1959 and 31 December 1959: 57
- Date of birth between 1 January 1960 and 31 December 1960: 58
- Date of birth between 1 January 1961 and 31 December 1961: 59
- Date of birth between 1 January 1962 and 1 December 1963: 60
- Date of birth between 2 December 1963 and 1 June 1964: 60 and 6 months
- Date of birth between 2 June 1964 and 1 December 1964: 61
- Date of birth between 2 December 1964 and 1 June 1965: 61 and 6 months
- Date of birth on or after 2 June 1965: 62
- For women, 528 contribution months must have been completed for those born in 1961 and 540 for those born in or after 1962.
- The following applies to both men and women: when determining eligibility for the 'new' pension for the long-term insured, only those contribution months accumulated when in gainful employment as well as up to 60 months of child-rearing periods and, since 1 July 2017, the entire period of military or civil service will be taken into account.
For people of a certain age who are subject to special protection, early retirement is possible if they have paid contributions for a long time and have performed heavy labour. In practice, this provision is only relevant to women. It permits retirement at the age of 55 at the earliest; this covers women born on or after 31 December 1958 and before 1 January 1964.
Men who were born on or after 1.1.1954 and have 45 contribution years in gainful employment, can claim the pension for the long-term insured at 62 years of age. For women who were born on or after 1.1.1959, there is a staggered retirement age.
- Completed contribution periods required to be considered 'long-term insured':
- Men: 540 contribution months (45 years)
- Women: 480 contribution months (40 years)
- Of which at least 120 contribution months were completed in the last 240 calendar months prior to drawing the heavy labour pension
The activities regarded as 'heavy labour' are determined by a decree issued of the Ministry of Social Affairs.
By the end of the last month before retirement at the latest
The competent pension insurance institution
In order to draw your pension, you must submit an application. An application form is provided for this purpose. An informal written letter is also classed as an application. A pension application should be submitted 2 to 3 months before the start of the pension but by the end of the last month before retirement at the latest.
The pension insurance institution will advise which documents are required.
Costs and fees
There are no charges payable.
- The relevant Pension Insurance Act that applies to your insurer (z.B. Allgemeines Sozialversicherungsgesetz – ASVG, Pflichtversicherung nach dem Gewerblichen Sozialversicherungsgesetz – GSVG, Pflichtversicherung nach dem Bauern-Sozialversicherungsgesetz – BSVG)
There is no expert information available.
Link to form
Authentication and signature
Electronically: registration using the mobile signature system or the card-based system using your citizen card (only possible with the Austrian Pension Insurance Fund (PVA)).
In writing: informal letter (form to be submitted later).
In person: in this case, you should take with you the necessary documents, such as your birth certificate, birth certificates for your children, your residence registration form, your marriage certificate, where appropriate, and an identity document.
Means of redress or appeal
The insurance institution will make a decision on the pension application in an official notification. A complaint may be lodged with the competent Labour and Social Court within 3 months of delivery of the official notification.
Assistance and problem-solving services
There are no assistance and problemsolving services available.
Other service points:
Responsible for the content: Federal Ministry of Social Affairs, Health, Care and Consumer Protection