Individuals who started their career on or after 1 January 2005
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Individuals having started making insurance contributions after 31 December 2004, i.e. individuals whose insurance periods for pension insurance began on or after 1 January 2005, are fully subject to the provisions of the Allgemeines Pensionsgesetz.
Individuals who accumulated periods of insurance in the pension insurance scheme after 1 January 2005
- Standard retirement age:
- 65 for men and women
- Minimum insurance period:
- A minimum of 180 months of being insured (15 years), of which:
- at least 84 months of being insured (7 years) and in gainful employment.
- The following periods also count as periods in gainful employment:
Claiming the right to pension by application until the end of the month before retirement.
The pension insurance institution responsible for determining the pension entitlement and for calculation and payment of the pension is determined based on the pension insurance (ASVG, GSVG, BSVG) applicable for the majority of the insurance months in the previous 15 years before the effective date. In so-called ‘migrant insurance’, the responsible pension insurance institution takes the insurance months accrued in other pension insurance schemes in the pension determination procedure.
In order to draw your pension, you must submit an application. An application form is provided for this purpose. An informal written letter is also classed as an application. A pension application should be submitted 2 to 3 months before the start of the pension but by the end of the last month before retirement at the latest.
The pension insurance institution will advise which documents are required.
Costs and fees
There are no charges payable.
There is no expert information available.
Link to form
Application for an old-age pensionGerman text
Authentication and signature
Electronically: registration using the mobile signature system or the card-based system using your citizen card (only possible with the Austrian Pension Insurance Fund (PVA)).
In writing: informal letter (form to be submitted later).
In person: in this case, you should take with you the necessary documents, such as your birth certificate, birth certificates for your children, your residence registration form, your marriage certificate, where appropriate, and an identity document.
Means of redress or appeal
The insurance institution will make a decision on the pension application in an official notification. A complaint may be lodged with the competent Labour and Social Court within 3 months of delivery of the official notification.
Assistance and problem-solving services
There are no assistance and problemsolving services available.
Further service points
Ombudsman service for the competent pension insurance institution
- Federal Ministry of Social Affairs, Health, Care and Consumer Protection
- Association of Austrian Social Insurance Institutions